Homebuying Programs

There are many federal, state, and local agencies that exist to help citizens to purchase and maintain their home. Here is a quick list. These links open in new windows.

• Operation H.O.P.E. - Operation HOPE seeks to make the development and “privatization of inner-city and under-served communities” a top priority; serving as a bridge and facilitator between mainstream and minority communities. The mission of OHI is empowerment.
• NC Housing Finance Agency - The Agency’s mission is to create affordable housing opportunities for North Carolinians whose needs are not met by the market.
• HUD Approved Housing Couselors - A list from HUD of agencies in NC that can help you repair your credit.
• FHA Loans - A guide from HUD for Federal Housing Administration (FHA) backed loans.